Having suffered from a credit bankruptcy and you are looking for what next to do, and you are complaining to yourself that the world is over. You’re not alone. Statistics say that there are over an average of 5,593 filings everyday day caused by high unemployment of jobs, lending policy that has become harder to get, and near record number of foreclosures. These have made millions stranded to be forced to seek AID under the federal bankruptcy system.
If you’re one of the unfortunate ones who have been filed bankrupt, and probably you have given up hope of ever borrowing money again, don’t give up hope. If you didn’t know, you can take some credit repair steps to get your score on the fast track to recovery.
Many consumers don’t care about the ability to borrow this money after bankruptcy. If you really want to enjoy your credit again and gain all the benefits associated with it, you will need to take credit repair steps to do this. Follow these steps and you will know how
The first thing you have to do is request for a copy of your credit report and correct any errors. This report isn’t giving to you at the time you will need it, it is giving to you only ones every year from each of the agencies. When this has been collected and reviewed for any errors, and there are errors found, submit a dispute request to correct it.
If you have been filed bankrupt, you can apply for a secured card. To be able to get one you will need to deposit some money into a blocked bank account and the bank will issue you a limit. This tends to be higher, so it pays to understand the terms and conditions of each card before you apply.
